Applying for the Program

The application process includes a written application and supporting documents (including tax returns, verifications of income, creditworthiness, employment, rent, etc.), a meeting with the Programs Manager, underwriting (or the process used to determine if the buyer can afford a Habitat home and qualify for a mortgage) and a home visit with the Homeowner Selection Committee to determine the need for housing.

All buyers are referred to as Partner Families on purpose. We must work together in partnership for Habitat’s mission of decent housing for all to be realized. This partnership begins at the time of application.

Applications are only available when space is available in the program. BCHfH will inform the community of available applications through submissions to the local newspaper, community organization partners, information posting here, and by mailing to any person who has expressed interest to Habitat. Habitat will also host 2 informational meetings at the beginning of the application release. This is meant to help the community understand the program requirements and how to successfully complete an application.

Homeownership program applications will be available beginning December 7, 2017. Everyone who is interested, is encouraged to attend one of 2 information meetings. You must contact the main office, 865-982-8717 or, to sign up for one: Thursday, December 7, 2017 6:30pm- 7:30pm or Tuesday, December 19, 2017 9:30 am- 10:30 am.

For more information open the Applicant Flier: English Version or Version en español. Habitat office will be closed December 22 through January 1st and cannot schedule new appointments or send applications during that time. We will begin accepting completed applications no earlier than Tuesday, January 8, 2018 at 12 noon. Return applications in person at the Habitat main office 1017 Hampshire Dr. Maryville, office hours are 8:30am-4:30pm.